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Finance Tools

Free online financial calculators — EMI, SIP, compound interest, tax, and investment planning tools.

Finance calculators help you make informed money decisions without hiring a financial advisor. Calculate EMI for home and car loans, project SIP returns for mutual fund investments, compute compound interest, estimate tax liability, and plan budgets. These tools are built for salaried professionals, small business owners, students learning finance, and anyone who wants clarity on their financial future. All calculations happen in your browser — your financial data stays private. Use them to compare loan offers, evaluate investment options, or simply understand where your money goes each month.

EMI Calculator

Calculate monthly EMI payments for loans with principal, interest rate, and tenure.

MVP

Home Loan Calculator

Calculate home loan EMI with amortization schedule and prepayment options.

MVP

Car Loan Calculator

Calculate car loan EMI with down payment and trade-in options.

Personal Loan Calculator

Calculate personal loan EMI with flexible repayment terms.

SIP Calculator

Calculate returns from Systematic Investment Plans with compound growth projections.

MVP

SWP Calculator

Calculate Systematic Withdrawal Plan returns and withdrawal schedules.

FD Calculator

Calculate Fixed Deposit maturity amount with compound or simple interest.

MVP

RD Calculator

Calculate Recurring Deposit maturity amount with quarterly compounding.

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PPF Calculator

Calculate Public Provident Fund returns with annual contributions and compounding.

MVP

CAGR Calculator

Calculate Compound Annual Growth Rate of investments.

XIRR Calculator

Calculate Extended Internal Rate of Return for irregular cash flows.

Compound Interest Calc

Calculate compound interest with customizable compounding frequency.

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Simple Interest Calc

Calculate simple interest on principal amounts.

Inflation Calculator

Calculate the future value of money accounting for inflation.

Retirement Calculator

Plan retirement savings with income, expenses, and life expectancy projections.

Mortgage Calculator

Calculate mortgage payments with property tax and insurance estimates.

Income Tax Calculator

Calculate income tax liability under old and new tax regimes.

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GST Calculator

Calculate GST amounts with inclusive and exclusive tax options.

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HRA Calculator

Calculate House Rent Allowance exemption under income tax rules.

Lumpsum Calculator

Calculate returns on one-time investments with compound interest.

Mutual Fund Calculator

Calculate mutual fund returns with SIP and lumpsum investment options.

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ROI Calculator

Calculate Return on Investment percentage and absolute returns.

Frequently Asked Questions

Are these financial calculators accurate?

Yes, they use standard financial formulas (compound interest, amortization, etc.) and are validated against known results. They're suitable for planning and estimation, though we recommend consulting a licensed advisor for major financial decisions.

Do you store my financial data?

No. All calculations run locally in your browser. No financial data is sent to any server. Your numbers stay on your device.

Can I use these for business accounting?

These tools are great for quick calculations and estimates. For full business accounting, you'd need dedicated accounting software, but our calculators handle everyday financial math perfectly.